o morzu BEZ CENZURY! - opinie internautów

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1. Is the mortgaged house rented out?
1.1. What is mortgage?
Property leasing is considered a popular activity. In which, renting is a form of transaction with an agreement between two parties: the lessor (landlord) and the lessee (lessee). The tenancy is agreed upon and expressed in writing with the consent of both parties (signatures). The terms related to the tenancy must be clearly stated in the tenancy agreement. Only then, the new tenant can understand the current legal status of the house they rent. When there is a problem or inadequacy situation occurs, the lessee can grasp the situation and have a quick solution.

Mortgage is a form of using an owner's property to ensure that he/she properly performs his/her obligations towards the mortgagee. With this form, the property does not need to be handed over to the mortgagee, the owner can still use it or negotiate with the mortgagee for a third party to keep it.

1.2. Differentiate situations to solve
First, it is necessary to distinguish two situations. First one is a house being mortgaged then rent out. Second, the house is being rented then mortgaged.

For the first scenario, the mortgagee who wants to rent out the home must reach an agreement with the mortgagee. Owners can rent out the house. However, to ensure honesty, the lessor should notify the lessee that the house is being mortgaged (optional, depending on the extent). In case the lessee is forced to move out before the contract term due to circumstances related to the mortgage.
In the second case, during the time the lessee is still in the lease term and is living in the rented house. The lessor should notify and discuss with the tenant about the mortgage (optional). The two parties agree to wait until the end of the lease contract to mortgage or the lessee agrees to the mortgage and the lease contract continues, or the two parties agree to terminate the lease contract early and the lessor mortgages the house.

https://www.arental.vn/en/villa/

In fact, the home being mortgaged is still the property of the owner. A mortgage means that the owner cannot sell the home. Rental activities can still take place as usual. Except where the owner is required to hand over the property because he is no longer able to perform his obligations to the mortgagee. At that time, the two parties will rely on the contract to resolve the termination of the lease contract ahead of time.

In short, no matter what happens during the implementation of the lease contract, the lessor and the lessee must notify the other party to discuss solutions together. In case there is a dispute about the rights and obligations in the rental contract, it is necessary to contact the competent agency to handle the case.

2. What should be noted when renting a townhouse in district 2 Thao Dien?
2.1. District 2 attracts the rich
District 2 is reaching out to affirm the position of the area, becoming a place worth living in the eastern area of Ho Chi Minh City. The land that used to be full of trees and marshes now has hundreds of high-class apartments and luxury villas. Many people find in house in district 2 that is the potential for development and stability in life, so they have come here to work and live. Most of the residents here are those with high incomes and stable finances.

https://www.arental.vn/en/lakeview-villa-for-rent-sp85

Therefore, these people often choose townhouses in Thao Dien, Thu Thiem or high-class apartments to buy, own or rent for a long time. The areas for rent of whole houses in District 2 that are selected to rent also have synchronous residential characteristics. Accompanying it are convenient services for these people and their families to save time in daily activities.

2.2. Terms in the contract to note when renting a house in district 2
Tenants of the whole house in District 2 need to be careful when signing a rental contract to avoid unexpected situations that will not be resolved in time, which will lead to loss of money and time.

When renting a house, the lessee should pay attention to:

Validation of legal ownership (red book holder)
In terms of termination of the contract on time, does the lessee have to compensate for the damage to the house and get the original deposit back?
In the event of an early termination of the lease. Then:
Scenario 1: The two parties' agreement ends at that time.
Scenario 2: If the lessor wants to terminate first, will there be compensation for the lessee's loss?
Scenario 3: The lessee ends the contract before the term, the deposit will be forfeited. If the contract states that a certain period of notice is required (for example, 1 month), the lessee will still receive the deposit.
In order to have a stable residence, tenants should consider carefully before making a decision.

In order to have a stable residence, tenants should consider carefully before making a decision.

The rental house is not in dispute. If yes, the lessor must compensate the lessee for the cost of dismantling, relocating,...
If in the process of leasing, the landlord sells or mortgages the house (or related situations), the two parties will rely on the contract to agree on a solution.
A rental contract is a document that ensures the two parties properly perform their obligations and protect their rights. So when looking for cheap house in district 2, it is extremely necessary to note and carefully consider the terms of the contract, in order to avoid wasting time which affecting the work and daily activities of both parties.